Personal Cyber Insurance

From identity theft to online shopping scams, when something goes wrong in your digital life we cover the costs and handle the legal side.

Get a quote on WhatsApp 0850 303 28 66

Who is it for?

People who shop online regularly and use their cards on the internet
Active users of mobile banking and digital wallet apps
People with a visible social media presence who worry about damage to their name and reputation
Parents who think about their children's safety online
Remote workers who keep work data on their personal devices

What is Personal Cyber Insurance and what does it do?

Your phone is in your pocket, and most of your life is inside it: banking apps, shopping accounts, photos, messages, work files. With so much trusted to a single screen, the idea of someone getting in without your permission is no longer a far-fetched scenario.

Personal Cyber Insurance is there so you are not left on your own when something goes wrong online. If your identity is stolen and accounts are opened in your name, your card is used without your consent, something you bought online never turns up, or you are targeted on social media, we take care of both the costs and the legal process.

The best part is that the protection starts before anything happens. Your card details, email addresses and phone numbers are regularly scanned on the dark web, and you are told as soon as a leak is spotted. And if you run into a technical problem, our support line can connect remotely and help you sort it out.

When you take it out with Atom Sigorta

You can act the moment a leak is spotted, not after the damage is done
Your card and identity details are monitored on the dark web around the clock
We cover lawyers' fees and court costs in legal proceedings
You have an advice line to call when you don't know what to do next
You get remote support when you hit a technical problem
We choose the cover together, based on your family's digital habits

What's covered

What does the policy cover?

Depending on the package you choose, some or all of the cover below can be added to your policy.

Identity Theft

If your ID card, passport or driving licence details are stolen and used to open accounts or apply for credit in your name, we cover the resulting loss. The cost of reissuing your documents is included too.

Damage to Your Online Reputation

If fake posts are made in your name, damaging content about you is spread, or your account is taken over, we step in. We handle getting the content removed and help repair your reputation.

Online Shopping Disputes

If something you bought online never arrives, or turns out to be completely different from what you ordered, we stand by you in the dispute with the seller.

Fraudulent Use of Payment Methods

We protect you against losses caused by unauthorised use of your credit card, debit card or online payment account.

Stolen Personal Passwords

Losses resulting from the passwords to your email, social media or other accounts being stolen are covered as an optional add-on.

Legal Costs

Where you need to file a criminal complaint, bring a claim or defend yourself, we cover lawyers' fees and court costs. You can stand up for your rights without worrying about the bill.

Legal Advice Line

Before you take any action, you can phone a specialist lawyer to find out what to do. Taking the right step in the first few hours is often what matters most.

Tech Assistance

Get help by phone and remote connection with setting up, maintaining and troubleshooting your computer, phone and other devices.

Dark Web Monitoring

Your card and account numbers, email addresses, phone numbers, and ID, passport and driving licence details are continuously scanned across dark web and deep web sources.

Leak Alerts and Reports

If any of your details show up in leaked data sources, we let you know and send you regular reports, so you can act before any harm is done.

Cover, exclusions and limits vary with the package you choose and the policy's general and special terms. To work out the right set of cover for you, call us on 0850 303 28 66.

Frequently asked questions

Your questions about Personal Cyber Insurance

If your question isn't on the list, give us a call. We'll keep explaining until it all makes sense.

The core cover is identity theft, fake accounts or applications made in your name, unauthorised use of your cards, online shopping disputes and attacks on your reputation. On top of that come legal support and technical assistance services.

Fraud now targets individuals directly, not just big organisations. Handing over bank details after a fake message or having an account taken over can happen to anyone. This policy is designed specifically to protect individual users.

The card and account numbers, email addresses, phone numbers and ID, passport and driving licence details you give us are placed under continuous monitoring. If any of them appear in leaked data sources, you receive a notification.

Keep records of your order, payment and any messages with the seller, then get in touch with us. Under the online shopping cover, we support you in resolving the dispute and with any legal steps needed.

For covered events, lawyers' fees and court costs are paid within the policy limits. There is also separate support for cases that are settled without going to court.

Yes. If your account is taken over, content is posted in your name or your reputation is damaged, we are there to get the content removed and manage the process.

Falling for fake websites or messages is one of the most common scenarios, and the policy takes that into account. Deliberate acts and knowingly unlawful behaviour, however, are naturally excluded.

When you have a problem with one of your devices, you call the support line. The specialist team talks you through it by phone and, if needed and with your permission, connects to your device remotely to fix the problem.

Get a quote

Get a quote for Personal Cyber Insurance

Send us a few details on WhatsApp. We'll compare the options from the insurers we work with and share them with you in the same chat.

Quicker by phone

0850 303 28 66 hakan@atomsigorta.com