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Atom Sigorta

Pet Insurance

From emergency treatment to vet bills for your cat or dog, we've got you covered. You focus on the cuddles, we'll think about the invoice.

Who is it for?

  • Anyone living with a cat or dog aged between 6 months and 10 years
  • New owners of a puppy or kitten who want to be ready for unexpected health costs
  • Owners of curious, energetic pets who are more prone to accidents
  • People living in a flat or residential complex who want protection against harm their pet might cause to others
  • Anyone who wants predictable vet costs throughout the year

What is Pet Insurance and what does it do?

The smallest member of your household can't talk, but you know straight away when something is wrong. A paw landing badly after a jump, a piece of toy swallowed out of curiosity, a bout of sickness that starts in the middle of the night. At moments like these, the only thing on your mind should be getting to the nearest clinic, not the cost of treatment.

That is exactly where Pet Insurance comes in. We cover the cost of treatment, from emergency care and surgery to lab tests and scans. If your pet injures someone or damages their belongings, we cover your liability too, and if they go missing, even what you spend on 'lost pet' notices is included.

We build the policy around what you need. You can choose simple cover for emergencies only, or a broader package that also includes check-ups and treatment. We'll decide together which one suits you.

When you take it out with Atom Sigorta

  • In an emergency, you can rush to the clinic without thinking about the bill
  • Choose between simple emergency cover and a broader health package
  • Enjoy a free check-up and grooming services at partner clinics
  • If your pet causes harm to others, the legal and financial burden isn't left to you
  • Advanced diagnostic tests are covered, so treatment isn't delayed
  • Plan your yearly vet budget in advance
What's covered

What does the policy cover?

Depending on the package you choose, some or all of the cover below can be added to your policy.

01

Emergency Treatment

We cover emergency care and treatment for sudden events such as road accidents, falls from a height, swallowing a foreign object or poisoning. Head straight to the clinic and leave the rest to us.

02

Third-Party Liability

If your pet injures someone or damages their property, we take on the compensation you are liable for. Things get settled without souring relations with the neighbours.

03

Lost Pet Notices and Reward

If your pet goes missing, we cover what you spend preparing, printing and circulating 'lost pet' notices, as well as the reward for whoever finds them.

04

Vet Consultation Fees

As an optional add-on, we pay for vet visits when you suspect your pet is unwell. You never have to turn back at the clinic door over a small worry.

05

Treatment and Surgery

We cover the cost of treatment and surgery needed after an illness or accident. Births and neutering or spaying operations are not included.

06

Illness and Cancer Treatment

We cover the cost of treating illnesses, including cancer, that appear after the policy starts. For long courses of treatment, this is the support people need most.

07

Diagnostic Tests and Imaging

X-rays, ultrasound, MRI, CT scans and lab tests are covered, so the tests needed for the right diagnosis are never put off.

08

In-Patient Treatment

When your pet needs to stay at the clinic under observation, we cover the cost of their stay and care. You won't be worrying about bills while they recover.

09

One Free Check-Up a Year

You are entitled to one free general check-up a year at our partner vet clinics. Regular check-ups are the easiest way to catch problems early.

10

Grooming and Care

Once a year, you can get free nail clipping and eye and ear cleaning at partner clinics. The little bits of care are part of your policy.

11

Training Discount

We arrange discounts on dog training at partner training centres, so you can get professional help before behaviour problems grow.

Cover, exclusions and limits vary with the package you choose and the policy's general and special terms. To work out the right set of cover for you, call us on 0850 303 28 66.

Frequently asked questions

Your questions about Pet Insurance

If your question isn't on the list, give us a call. We'll keep explaining until it all makes sense.

The policy is for cats and dogs. As a general rule, pets aged between 6 months and 10 years can be covered. Conditions can vary by breed and age, so we check these together when preparing your quote.

Illness-related cover usually has a waiting period; for accidents and emergencies this period is much shorter. When we set up your policy, we give you clear written details of when each cover kicks in.

Routine check-ups, preventive vaccinations, internal and external parasite treatments, hereditary and congenital conditions, cosmetic procedures, and illnesses that existed before the policy started are not covered.

Treatment for conditions that existed before the policy started isn't covered. However, your pet can still be protected against other risks and against any conditions that develop later.

Yes. For some covers to apply, your pet's combination and rabies vaccines, any additional vaccines required for dogs, and parasite treatments must be up to date. We'll go through the vaccination schedule with you.

In an emergency, it's best to go to the nearest clinic; treatment costs are covered under the policy terms. Extra services such as the free check-up, nail clipping and eye and ear cleaning are available at partner clinics.

This is exactly what third-party liability cover is for. Just let us know what happened, and we handle assessing the damage and arranging payment.

The cost of preparing, printing and publishing 'lost pet' notices is covered, along with the reward for whoever finds your pet. We also guide you on the steps to take.

Get a quote

Get a quote for Pet Insurance

Send us a few details on WhatsApp. We'll compare the options from the insurers we work with and share them with you in the same chat.

Pet Insurance quote

No forms to fill in. Just message us on WhatsApp; we'll ask a few quick questions and send your quote in the same chat. Asking for a quote puts you under no obligation.

  1. 1Tell us which insurance you have in mind
  2. 2Send a photo of your vehicle registration or current policy, if you have one
  3. 3Receive your side-by-side quote right in the chat
Message us on WhatsApp

Or call us now: 0850 303 28 66

Office hours: Monday – Friday 08:30 – 17:30 · Saturday 08:30 – 14:00