Caravan Insurance

We protect your motorhome or towed caravan against the unexpected, on the road, at the campsite and while parked.

Who is it for?

Owners of motorhomes and campervans
Owners of caravans towed behind another vehicle
People who leave their caravan on the road or at a campsite all season
Anyone planning to travel abroad in their caravan
Owners who have added equipment such as solar panels, an awning or a mover

What is Caravan Insurance and what does it do?

Owning a caravan means choosing your own route and your own stops. But it also means you're carrying both a vehicle and a small home. A single hailstorm, a scratched panel while parked, or a break-in at a campsite overnight can cut a great holiday short.

That's exactly what Caravan Insurance is for. We cover both motorhomes and towed caravans against collision, overturning, fire, theft and natural disasters, as part of a Comprehensive (Kasko) policy. Fixed equipment on the caravan, such as the awning, solar panels, satellite dish and mover, is also covered up to the limits set in the policy.

We're with you on trips abroad just as much as at home. You plan the route; we'll take care of whatever goes wrong.

When you take it out with Atom Sigorta

Separate solutions for motorhomes and towed caravans
Fixed equipment is covered too, within the limits
Travel at home and abroad considered together
Can be extended with extra cover to suit your needs
One point of contact and a quick process when you claim
A policy shaped around the value of your caravan

What's covered

What does the policy cover?

Depending on the package you choose, some or all of the cover below can be added to your policy.

Collision and impact

We cover damage when your caravan collides with another vehicle or a fixed object. It's the most common incident on tight campsites where there's little room to manoeuvre.

Overturning, falling and rolling

Damage caused when the caravan overturns, leaves the road or rolls over is covered.

Fire

Damage from a fire in the caravan is covered. This is important cover, given a caravan's electrical and gas installations.

Theft and attempted theft

Theft of the whole caravan, or damage caused during an attempt to steal it, is covered. This applies to both motorhomes and towed caravans.

Malicious damage

We cover damage to your caravan caused deliberately or as a prank by other people.

Natural disasters

Damage from earthquakes, landslides, storms and hail can be added to the policy as extra cover.

Flood and water damage

Damage to your caravan from sudden downpours and flooding can be covered with an add-on. It's vital protection at campsites near riverbeds.

Terrorism, strikes and civil unrest

Damage caused by terrorist incidents, strikes, lockouts and civil unrest is offered as extra cover.

Fixed equipment cover

Equipment fixed to the caravan, such as the awning, solar panels, satellite dish and mover, is covered up to the limits stated in the policy.

Use abroad

Use abroad is covered for the period defined in the policy. We'll set the cover period together when you plan your cross-border routes.

Cover, exclusions and limits vary with the package you choose and the policy's general and special terms. To work out the right set of cover for you, call us on 0850 303 28 66.

Frequently asked questions

Your questions about Caravan Insurance

If your question isn't on the list, give us a call. We'll keep explaining until it all makes sense.

Yes. A towed caravan isn't automatically covered by the towing vehicle's kasko; it needs its own policy. To issue it, the towing vehicle must also have Comprehensive Car Insurance (Kasko).

No, it's optional. For caravans allowed on public roads, Compulsory Traffic Insurance is the legal requirement; kasko covers damage to your own caravan.

Personal belongings aren't part of the standard cover. Equipment fixed to the caravan is protected within the limits stated in the policy; we can look at other options for portable items together.

It's valid within the period and geographical scope defined in the policy. Tell us your route in advance and we'll set up the cover accordingly.

Yes. Theft, malicious damage, fire and natural disaster damage while parked or camping are covered.

The type, make and model of the caravan, its age and value, any extra equipment and the add-ons you choose all affect the premium. We'll calculate it specifically for you.

Equipment permanently fitted to the caravan can be covered within the stated limits, as long as it's declared on the policy. Just let us know about your equipment when the policy is set up.

Get a quote

Get a quote for Caravan Insurance

Send us a few details on WhatsApp. We'll compare the options from the insurers we work with and share them with you in the same chat.

Quicker by phone

0850 303 28 66 hakan@atomsigorta.com