Motorcycle Insurance

Optional comprehensive cover that protects your motorcycle against collision, falling over, fire, theft and natural disasters.

Get a quote on WhatsApp 0850 303 28 66

Who is it for?

People who ride their motorcycle in the city every day
Couriers and tradespeople who use a motorcycle for work
Touring bike owners who head out on long weekend rides
People who have to leave their motorcycle on the street or in open car parks
Anyone who has bought a new or valuable motorcycle

What is Motorcycle Insurance and what does it do?

Anyone who rides knows: on the road, you're the most exposed. A wheel slipping in the rain, a pothole, or your bike toppling over while parked can each mean a serious bill. Compulsory Traffic Insurance only covers the other party's losses; your own motorcycle isn't covered.

Motorcycle Insurance, a Comprehensive (Kasko) policy for bikes, fills that gap. We cover damage to your motorcycle from collision, impact, falling over, fire, theft and attempted theft, natural disasters and malicious damage.

With options such as cover for gear like your helmet and jacket, and rider personal accident cover, you can shape the policy around the way you ride. Daily city commuters and weekend tourers don't have to squeeze into the same policy.

When you take it out with Atom Sigorta

Fills the gap left by Compulsory Traffic Insurance
Clear protection against theft
Can be extended with gear and rider cover
A premium based on how you ride
Wide cover, from small scooters to big bikes
One point of contact and quick solutions when you claim

What's covered

What does the policy cover?

Depending on the package you choose, some or all of the cover below can be added to your policy.

Collision and impact

Damage when your motorcycle collides with another vehicle or a fixed object is covered. It's the most common risk on the road.

Falling over and dropping

Damage when the bike skids on a slippery surface or topples over while parked is covered.

Fire

Damage from a fire on the motorcycle is covered.

Theft and attempted theft

Compensation is paid if your motorcycle is stolen or damaged during an attempt to steal it. It's one of the most needed covers for motorcycles.

Malicious damage

Damage caused by others deliberately or as a prank is included in the policy.

Natural disasters

Damage to your motorcycle from earthquakes, floods, water damage, storms and hail can be covered.

Terrorism, strikes and civil unrest

Damage to your motorcycle during terrorist incidents, strikes and civil unrest is offered as extra cover.

Riding gear cover (add-on)

Riding gear such as your helmet, jacket, gloves and bags can be covered up to the limits stated in the policy.

Rider personal accident (add-on)

Pays compensation if the rider is injured, disabled or killed in an accident.

Roadside assistance (add-on)

Services such as towing your motorcycle and helping you get where you need to go after a breakdown or accident can be added to the policy.

Cover, exclusions and limits vary with the package you choose and the policy's general and special terms. To work out the right set of cover for you, call us on 0850 303 28 66.

Frequently asked questions

Your questions about Motorcycle Insurance

If your question isn't on the list, give us a call. We'll keep explaining until it all makes sense.

No, kasko is optional. Compulsory Traffic Insurance is the legal requirement, and it only covers the other party's losses.

Riding gear isn't part of the standard cover, but it can be added as extra cover up to the limits stated in the policy.

If your policy includes theft cover and your motorcycle hasn't been found by the end of the legal waiting period, you're paid compensation based on its market value.

Kasko essentially covers damage to your motorcycle. For injuries to yourself as the rider, you need to add personal accident cover to your policy.

Yes. Commercial use changes the risk, so it's important to declare how you use the bike correctly on the policy. If your declaration is accurate, you won't have any problems when you claim.

Age alone isn't a barrier; the right cover is decided by looking at the bike's condition and value. We can find solutions for older motorcycles too.

The policy runs for a year and keeps risks like theft and fire covered even when you're not riding. You're protected while the bike sits in the garage, too.

Get a quote

Get a quote for Motorcycle Insurance

Send us a few details on WhatsApp. We'll compare the options from the insurers we work with and share them with you in the same chat.

Quicker by phone

0850 303 28 66 hakan@atomsigorta.com