Electric Vehicle Insurance

Protects your electric vehicle with standard comprehensive cover plus protection for the battery, charging unit and cables.

Get a quote on WhatsApp 0850 303 28 66

Who is it for?

Drivers of fully electric or plug-in hybrid vehicles
People with a wall-mounted charger at home or at work
Drivers who use their car in the city and rely on public charging points
Owners of newer vehicles with high-value batteries
EV drivers who do long journeys and worry about range

What is Electric Vehicle Insurance and what does it do?

An electric car faces more than the risks of a petrol one. Your charging cable can be stolen, your wall charger can be damaged, and you can run out of charge on the road. A standard comprehensive policy doesn't cover most of this.

That's why we designed this policy around electric vehicles. On top of the usual Comprehensive Car Insurance (Kasko) cover for collision, fire, theft and natural disasters, we've added protection for the charging cable and adapter, cover for your wall-mounted charger, a mobile charging service, and seat personal accident cover that includes electric shock.

If your battery runs flat on the road, we'll get you towed to the nearest charging point. If your car ends up at the garage, we'll follow the process on your behalf.

When you take it out with Atom Sigorta

Mobile charging service if you get stuck on the road
Towing and 24/7 assistance, depending on your policy
Minor repairs fix small damage without touching your no-claims discount
Built around your needs with standard and advanced package options
Legal protection and increased third-party liability cover can be added
Flexible instalment options

What's covered

What does the policy cover?

Depending on the package you choose, some or all of the cover below can be added to your policy.

High-Voltage Battery Damage

Damage to the high-voltage battery, the most valuable part of the car, from an accident, impact or contact with water is covered; whether the module is repaired or replaced depends on your policy.

Battery Fire

Damage to the car from overheating and fire starting in the battery cells is covered. Additional damage caused while the fire is being put out is also taken into account.

Charging Unit and Wall Charger

Damage to, or theft of, the wall charger installed at your home or workplace is covered up to the limit set in the policy.

Charging Cable Theft and Damage

Theft of the charging cable carried with the car, or damage to it from cutting or during use, can be included in the cover.

Electrical Damage During Charging

Damage to the car's electrical components caused by a power surge or short circuit while charging is covered.

Towing and Mobile Charging if You Run Out of Charge

If your battery runs flat on the road, your car is towed to the nearest charging point or mobile charging is provided; the number of call-outs is limited to what's stated in your policy.

Software and Electronic Components

In an electric car, driving and battery management depend on software; replacing electronic units and reinstalling software after damage are included in the cover.

Collision, Impact and Overturning

Repairs to the body and the battery underbody protection after your EV collides, hits something or overturns are covered.

Theft and Attempted Theft

Theft of the car, or damage caused during an attempt to steal it, is covered; damage to the charging socket and battery compartment is also assessed under this cover.

Natural Disasters

Floods and water damage pose a particular risk to an EV's battery; damage from earthquakes, storms, hail and lightning is included in the policy too.

Malicious Damage by Third Parties

Deliberate damage to your car while it's parked and charging, including a cut cable, can be covered.

Electric Replacement Car

A replacement car is provided while yours is being repaired; whether it's an electric or hybrid option depends on the package you choose.

Cover, exclusions and limits vary with the package you choose and the policy's general and special terms. To work out the right set of cover for you, call us on 0850 303 28 66.

Frequently asked questions

Your questions about Electric Vehicle Insurance

If your question isn't on the list, give us a call. We'll keep explaining until it all makes sense.

Technically, yes; but charging cables, wall chargers and damage caused by electrical current usually aren't included in standard kasko. A policy designed for electric vehicles closes these gaps.

The battery is an integral part of the car, so it's protected when the damage falls within the policy's cover. Natural loss of capacity over time isn't covered.

If you choose the advanced package, the wall charger at your home or workplace is included in the policy.

We get you to the nearest charging point with mobile charging support or a tow truck. You won't be left waiting at the roadside.

Damage caused during charging, whether by an external event or by electrical current, is covered depending on the package you choose.

Plug-in hybrids can also be covered under this policy. Just tell us what type of vehicle you have.

Damage to software and electronic components can be added depending on the package you choose. Which faults are covered is set out in the policy's special conditions; we'll clarify this together when preparing your quote.

Get a quote

Get a quote for Electric Vehicle Insurance

Send us a few details on WhatsApp. We'll compare the options from the insurers we work with and share them with you in the same chat.

Quicker by phone

0850 303 28 66 hakan@atomsigorta.com