Economy Comprehensive Car Insurance

A budget-friendly package that offers comprehensive car cover at lower premiums, designed for cars and small commercial vehicles.

Get a quote on WhatsApp 0850 303 28 66

Who is it for?

Car owners who want to fit their kasko premium to their budget
People driving a second-hand car that's a few years old
Drivers who rarely use their car and mostly keep it in covered parking
Owners of passenger-carrying panel vans with a limited number of seats
First-time kasko buyers who want to start with basic cover

What is Economy Comprehensive Car Insurance and what does it do?

This is our answer for people who want Comprehensive Car Insurance (Kasko, which covers damage to your own vehicle) without stretching their budget. Economy Kasko protects your car against collisions, fire, theft and natural disasters, while keeping the premium to what you actually need.

It's available for private cars and for passenger-carrying panel vans with a limited number of seats. With different package options, you can start with an excess to keep the premium low, or add extras such as a replacement car, minor repairs and authorised dealer servicing.

We kept the cover simple, not the service. When you need to claim, you get the same team, the same garage network and the same speed.

When you take it out with Atom Sigorta

Comprehensive cover at a more affordable premium
Scales to your needs with mini, standard and plus packages
24/7 roadside assistance, towing and support
Minor repairs fix small damage without touching your no-claims discount
Authorised dealer servicing on the top package
Flexible instalment options

What's covered

What does the policy cover?

Depending on the package you choose, some or all of the cover below can be added to your policy.

Collision and Impact

Covers the most common risk on the road: repair costs when your car collides with another vehicle or a fixed object. On packages with an excess, part of the damage is your responsibility.

Overturning, Falling and Rolling

Damage caused by leaving the road, rolling into a ditch or tipping over while parked is part of the core cover.

Fire

Fire damage to your car is covered in the economy package too; for burns caused by cigarettes and similar, check the policy terms.

Theft and Attempted Theft

Theft of the car, or damage caused during an attempt to steal it, is covered. Theft of individual parts such as the stereo or wheels on their own may not be included in every package.

Natural Disasters

Damage from earthquakes, floods, storms and hail can be added to the policy. In the economy package this may come with a limit or be left entirely optional.

Malicious Damage by Third Parties

Damage deliberately caused to your car by others is covered; in the economy package, a separate limit or excess may apply to this item.

Terrorism, Strikes and Civil Unrest

Extra cover can be set up for damage caused by civil unrest and terrorist incidents. The scope may be narrower than in full comprehensive cover.

Glass Breakage

For chips and cracks, a repair is tried first; where replacement is needed, a contribution or an annual usage limit may apply.

Lost Keys and Lock Replacement

If you lose your keys, the cost of replacing the locks is covered depending on your package; some economy packages may not include this.

Roadside Assistance

If you break down, have an accident or get a flat tyre, you get towing and on-the-spot help. The number of call-outs per year is limited to what's stated in your policy.

Personal Accident

Death and permanent disability cover can be added for the driver and passengers; in the economy package, the compensation amounts may be set lower than in full comprehensive cover.

Cover, exclusions and limits vary with the package you choose and the policy's general and special terms. To work out the right set of cover for you, call us on 0850 303 28 66.

Frequently asked questions

Your questions about Economy Comprehensive Car Insurance

If your question isn't on the list, give us a call. We'll keep explaining until it all makes sense.

The core protection is the same. With Economy Kasko, some extra cover is limited or subject to an excess depending on the package you choose; in return, your premium is lower.

On packages with an excess, a set share of any damage is paid by you. Choosing this lowers your premium. If you prefer, you can pick a package with no excess.

Private cars and passenger-carrying panel vans with a limited number of seats.

No. The most basic package doesn't include a replacement car; the standard and higher packages do.

Earthquake, flood and water damage are included depending on the package you choose. In the economy package this may come with a limit or be optional; before your policy is issued, we'll go through exactly what each package covers together.

Depending on your package, you can use a partner garage or an authorised dealer. If you choose a repairer outside our network, the payment terms may be different.

Yes. You can upgrade at renewal, or during the policy term with an endorsement (a formal change to your policy).

Get a quote

Get a quote for Economy Comprehensive Car Insurance

Send us a few details on WhatsApp. We'll compare the options from the insurers we work with and share them with you in the same chat.

Quicker by phone

0850 303 28 66 hakan@atomsigorta.com