Aviation and Drone Insurance

From planes and helicopters to commercial drones and airport operations, we help you manage the risks of your aviation activities.

Get a quote on WhatsApp 0850 303 28 66

Who is it for?

Individuals and companies that own, operate or lease an aircraft
Businesses flying drones commercially, including film, survey and mapping teams
Airport, apron and ground handling operators
Airlines and professional pilots
Businesses that carry or ship air cargo

What is Aviation and Drone Insurance and what does it do?

In aviation, the margin for error is small; the consequences of a single incident can be huge, both financially and legally. Whether you operate an aircraft or work with a commercial drone, the need for protection is just as serious.

Aviation insurance uses hull cover to protect the aircraft against damage on the ground, while taxiing and in flight, and liability cover to protect you against your obligations to third parties, passengers and the cargo carried. Cover that protects people, such as pilot loss of licence and seat-based personal accident cover, is part of the same package.

For drones, third-party liability cover is the foundation, and hull cover for the drone itself can be added on request. We look at the type of operation, the flying area and the class of aircraft to put together the right set-up for you.

When you take it out with Atom Sigorta

Hull and liability cover combined in a single programme
Liability policies for commercial drone operations that fit flight permit requirements
Cover designed around your flying area, aircraft class and type of operation
Policies written using international aviation clauses
Personal accident and loss of licence options covering pilots and passengers

What's covered

What does the policy cover?

Depending on the package you choose, some or all of the cover below can be added to your policy.

Aircraft Hull Insurance

Covers loss of or damage to the aircraft on the ground, while taxiing and in flight. It can be arranged in the name of the owner, operator, lessee or whoever has possession of the aircraft.

Third-Party Liability

Covers legal liability for death, injury and property damage suffered by third parties as a result of operating the aircraft. Incidents involving objects falling from the aircraft are included.

Passenger Liability

Protects against legal liability for fatal and non-fatal bodily injury suffered by ticketed passengers on board in an accident.

Cargo and Mail Liability

Covers the operator's liability for damage to or loss of goods and mail carried by the aircraft.

Passenger and Crew Seat Personal Accident

Pays the benefit set for each seat in the event of accidental death, permanent total disability, or loss of sight or a limb.

Loss of Licence for Pilots

Applies if a pilot is temporarily or permanently unable to use their licence because of injury or illness. It's usually arranged through the airline.

Airport Operator's Liability

Covers liability for damage to aircraft, passengers and third parties that may arise from running an airport. It can be arranged for public, local and private operators.

Unmanned Aircraft (Drone) Liability

Covers liability for death, injury and property damage suffered by third parties as a result of operating a drone.

Drone Hull Cover

On request, damage to the drone itself can also be covered.

War, Terrorism and Similar Risks

War, terrorism, hijacking and similar risks are assessed separately in aviation policies through specific clauses, and the scope is made clear in the policy.

Cover, exclusions and limits vary with the package you choose and the policy's general and special terms. To work out the right set of cover for you, call us on 0850 303 28 66.

Frequently asked questions

Your questions about Aviation and Drone Insurance

If your question isn't on the list, give us a call. We'll keep explaining until it all makes sense.

Third-party liability insurance is required for drones used commercially, and a valid policy may be requested when you apply for a flight permit. There's no requirement for hobby use, but we still recommend liability cover.

Yes. On request, hull cover can be added alongside liability cover.

Yes. Time spent on the ground and taxiing is also covered under hull insurance.

Passenger liability covers the operator's legal liability towards passengers. Seat personal accident cover pays a set benefit per seat, regardless of who was at fault.

Cover applies within the flying area stated in the policy. For operations outside this area, you'll need to notify us and get approval in advance.

The main details are the aircraft type, registration, age and value; the pilot's experience; and the type of operation and flying area. For drones, we also ask for registration details and what it's used for.

Hull and liability cover also consider accidents caused by pilot error, under the policy terms. The pilot must hold the required licences and qualifications.

Maintenance and time in the hangar are assessed according to the policy terms. To avoid any doubt, it's important for this period to be specified in the policy.

Get a quote

Get a quote for Aviation and Drone Insurance

Send us a few details on WhatsApp. We'll compare the options from the insurers we work with and share them with you in the same chat.

Quicker by phone

0850 303 28 66 hakan@atomsigorta.com