Study Abroad Insurance

Long-term cover for students studying abroad, taking care of health, baggage and emergency costs throughout their studies.

Get a quote on WhatsApp 0850 303 28 66

Who is it for?

Students going abroad for an undergraduate, master's or PhD degree
Young people heading to a language school or summer school
Students spending a term abroad on an exchange programme
People going abroad for an internship, a certificate programme or short-term training
Families who want peace of mind when sending their child abroad

What is Study Abroad Insurance and what does it do?

Studying abroad for a term or a year is a big step. A new city, a new language and often your first home on your own. At a time like that, the last thing you want to be thinking about is how much the doctor's bill will be when you're ill in bed.

Study Abroad Insurance protects you against sudden illness and accidents throughout your studies. Your medical treatment costs, transfer to a healthcare facility when needed and, in serious cases, your return home are covered. And if your luggage goes missing, your passport is stolen or you face an unexpected legal matter, you're not on your own.

We set up the policy for anywhere from one week to twelve months, in line with your academic calendar. Most universities and visa applications ask for valid health insurance, and getting that document ready on time is our job.

When you take it out with Atom Sigorta

Terms from one week to twelve months to fit your academic calendar
A choice of cover limits to suit your budget
Available to all prospective students under 65
The insurance document for your visa and enrolment, ready when you need it
No complicated paperwork beyond proof of your studies
Assistance in Turkish while you're abroad

What's covered

What does the policy cover?

Depending on the package you choose, some or all of the cover below can be added to your policy.

Health Costs During Your Studies

Doctor, hospital and medication costs for illness and accidents during your enrolment period are covered in line with your policy.

Inpatient Hospital Treatment

If you need hospital treatment in the middle of term, hospital and surgery costs are covered. The period and amount depend on the package you choose.

Interrupted Studies

If you can't continue your term because of a health problem or other compelling reasons listed in the policy, your loss from the unfinished studies is assessed under the policy terms.

Tuition Fee Refund

The part of your prepaid tuition fees that you can't get back from the school is covered, provided one of the valid reasons defined in the policy applies.

Family Visit and Accommodation

If your hospital stay is extended, travel and accommodation for a set period are covered so a relative can come and be with you. No one should be alone abroad.

Early Return

In situations such as the death or serious illness of a family member, your urgent return home is arranged and the cost of the return ticket is covered.

Personal Liability

Compensation claims made against you for accidentally causing harm to someone or damaging their belongings in the country where you're living are covered within policy limits.

Laptop and Personal Belongings

The laptop you study on and the personal belongings you have with you are protected against theft or damage, in line with the policy terms.

Accommodation-Related Damage

If your belongings are damaged by flooding, fire or similar in your student house or halls of residence, your loss is compensated as set out in your policy.

Baggage Loss and Delay

If your suitcase is lost or delayed on your flights to or from your place of study, the loss and the cost of essential purchases are covered.

Medical Transfer and Return Home

If treatment isn't possible in the city where you're studying, we arrange your transfer to a suitable hospital, or back to Türkiye if necessary, with a doctor's approval.

Cover, exclusions and limits vary with the package you choose and the policy's general and special terms. To work out the right set of cover for you, call us on 0850 303 28 66.

Frequently asked questions

Your questions about Study Abroad Insurance

If your question isn't on the list, give us a call. We'll keep explaining until it all makes sense.

Travel insurance is designed for short trips. Study abroad insurance is set up to cover a study period lasting months without a break, and includes the covers a student may need while living abroad.

Anyone under 65 who can show they'll be studying abroad. Language schools, exchange programmes and certificate courses are included too.

Anywhere between one week and twelve months, depending on the length of your programme. We'll set the term together based on your academic calendar.

Some schools require you to join their own scheme, but these often only cover on-campus services. A separate policy is usually needed for your visa application and for situations off campus. Send us your school's requirements and we'll go through where they overlap together.

A document showing you'll be studying abroad, such as an acceptance letter or a student certificate, is enough. We'll take care of the rest.

Yes. Just let us know before it ends and we'll renew it to cover the new period. To avoid any gap in cover, we suggest not leaving it until the last week.

The policy should be arranged before you leave; visa and enrolment processes require it anyway. So the best thing is to get in touch before your flight date.

The policy is for sudden and unexpected situations; planned treatment of pre-existing conditions isn't covered. If an emergency related to such a condition develops, treatment is assessed in line with the policy terms.

Get a quote

Get a quote for Study Abroad Insurance

Send us a few details on WhatsApp. We'll compare the options from the insurers we work with and share them with you in the same chat.

Quicker by phone

0850 303 28 66 hakan@atomsigorta.com