Future Protection Insurance

Regular education support, designed so that an accident happening to a parent doesn't cut a child's education short.

Who is it for?

Parents with children at school or about to start school
People who pay for a grandchild's, niece's, nephew's or sibling's education
Parents who provide most of the family's income on their own
Families with a long-term education plan such as private school, courses or university
Those who want cover for their child but haven't had time to build up savings

What is Future Protection Insurance and what does it do?

A child's education shouldn't stop because of what happens to their family. Future Protection Insurance comes into effect if the mother, the father or whoever pays for the child's education dies or is permanently disabled in an accident, and aims to keep school life on track.

The benefit is paid as regular monthly payments over a set period; some packages also include a lump sum at the start. This gives the family a predictable source of money for things like school instalments, stationery, transport and courses. The money doesn't disappear all at once; it's spread across the school calendar.

There are package options to suit different budgets, and we'll choose the one closest to your needs together. You focus on your child's dreams; we'll put the safety net in place behind them.

When you take it out with Atom Sigorta

Regular payments that make it easier to spend the benefit on education
Long-term cover spanning many years with a single policy
Several package options to choose from to suit your budget
A simple application: no long forms or complicated paperwork
Move up to a higher package at renewal if your needs change

What's covered

What does the policy cover?

Depending on the package you choose, some or all of the cover below can be added to your policy.

Accidental Death Cover

If the insured parent dies as a result of an accident, education support payments begin, so the child's schooling carries on undisturbed.

Permanent Disability Cover

Cover also applies if an accident results in permanent disability that affects the ability to earn an income. It covers not just the worst case, but a working life cut short too.

Regular Monthly Education Support

The benefit is paid as monthly education support over a set period, so school instalments and day-to-day education costs are covered year after year.

Lump Sum Option

In some packages, a one-off lump sum is paid at the start alongside the monthly payments. It's a relief at times when costs pile up, such as enrolment.

Packages for Different Budgets

Several package options are available, with different monthly support amounts and payment structures. From private schools to state schools, there's a set-up to fit every plan.

Cover for Whoever Pays for Education

The policy can be taken out not only for parents but also for the person who actually pays for the child's education. It recognises families as they really are.

Wide Age Range for Applications

You can apply from the age of eighteen up to a set upper age limit, so you can keep your cover going as your child grows up.

Cover, exclusions and limits vary with the package you choose and the policy's general and special terms. To work out the right set of cover for you, call us on 0850 303 28 66.

Frequently asked questions

Your questions about Future Protection Insurance

If your question isn't on the list, give us a call. We'll keep explaining until it all makes sense.

If the insured parent, or the person paying for the child's education, dies or is permanently disabled as a result of an accident, it guarantees payment of the agreed benefit towards the child's education costs.

Payment is made according to the beneficiary arrangement set out in the policy, and its purpose is to cover the child's education costs. We'll agree this arrangement together when setting up the policy.

Regular monthly payments are made for the period set by the package you choose. In some packages, a lump sum is also paid at the start in addition to the monthly payments.

This is a personal accident product; cover applies to death and permanent disability resulting from an accident. For illness-related risks, we can look at other products together.

You can apply from the age of eighteen up to a set upper age limit. If you're close to the limit, talk to us anyway and we'll go through the options together.

The policy is set up around the insured person, and education support is used according to the agreed structure. We'll choose the best set-up together based on the number of children and your education plans.

Policies are issued for set periods and renewed at the end of each term. We keep track of the renewal date and remind you.

Yes. Personal accident covers work independently of each other; this product can sit alongside your existing policy as separate, education-focused cover.

Get a quote

Get a quote for Future Protection Insurance

Send us a few details on WhatsApp. We'll compare the options from the insurers we work with and share them with you in the same chat.

Quicker by phone

0850 303 28 66 hakan@atomsigorta.com