Family Personal Accident Package

A simple package that combines accident and natural disaster cover with everyday services such as dental, eye care, dietitian and psychologist support.

Get a quote on WhatsApp 0850 303 28 66

Who is it for?

People taking out insurance for the first time who want a simple start
Working people who want basic accident cover without stretching their budget
Anyone looking for savings on dental, eye care and pharmacy costs
People who want personal cover against earthquakes and natural disasters
Those considering affordable individual policies for each family member

What is Family Personal Accident Package and what does it do?

Some cover isn't just for bad days. The Family Personal Accident Package protects you against the risk of death or permanent disability caused by a sudden, unexpected accident, or by an earthquake, flood, landslide, volcanic eruption or terrorist incident.

On top of that, it adds a set of services that make everyday life easier. From dental care and eye screening to dietitian and psychologist support, plus discounts at pharmacies and opticians, these extras mean you benefit from your policy not only when something goes wrong, but also on an ordinary day when you're looking after your health.

It's designed for people who want to put basic cover in place on a sensible budget, with some small but genuinely useful benefits alongside. Let's go through the details together.

When you take it out with Atom Sigorta

Simple, easy-to-understand cover at an affordable premium
Earthquake, flood, landslide and terrorism cover included in the package
Health and wellbeing services that make the policy useful all year round
No complicated list of options: the package is ready and easy to decide on
Can be arranged individually for each family member

What's covered

What does the policy cover?

Depending on the package you choose, some or all of the cover below can be added to your policy.

Accidental Death

If the insured person dies as a result of a sudden and unexpected accident, the amount set in the policy is paid to the beneficiaries. This is the package's core cover.

Permanent Disability from an Accident

If an accident results in permanent disability, compensation is paid according to the degree of disability. It provides financial support while adjusting to a new situation.

Earthquake-Related Risks

Death and permanent disability caused by an earthquake are covered. Cover that doesn't ignore the reality of life in Türkiye.

Flood, Landslide and Volcanic Eruption

Death and permanent disability caused by natural disasters are also covered, so your protection isn't limited to everyday accidents.

Terrorism

Death and permanent disability caused by terrorist incidents are included. Cover that many packages only offer as an extra is standard here.

Dental Savings Plan

You can use many services free of charge once a year at contracted clinics. Other treatments are provided at a discounted set rate.

Dietitian Consultations

Your first session is free and follow-up sessions are discounted. Practical support for anyone who wants to get their eating habits on track.

Psychological Counselling

The first session is free, with follow-up sessions at a discount. A small but real help in an area where asking for support should feel normal.

Pharmacy and Optical Savings Plan

Get discounts on medicines, cosmetics and optical products at contracted pharmacies. A benefit you'll notice all year if you take regular medication.

Eye Screening

Get a free eye screening once a year and discounts on other services. A check not to skip when so much of the day is spent in front of screens.

Cover, exclusions and limits vary with the package you choose and the policy's general and special terms. To work out the right set of cover for you, call us on 0850 303 28 66.

Frequently asked questions

Your questions about Family Personal Accident Package

If your question isn't on the list, give us a call. We'll keep explaining until it all makes sense.

The core is the same: cover for accidental death and permanent disability. The difference is that a ready-made set of dental, eye care, dietitian, psychologist and pharmacy benefits comes with it.

Yes. Death and permanent disability caused by earthquakes, floods, landslides and volcanic eruptions are covered by the package.

No. The dental, eye care, dietitian, psychologist and pharmacy benefits can be used directly while your policy is in force.

Each service is provided through contracted providers. Once your policy is issued, we'll explain step by step which providers to contact and how.

The core of this package is death and permanent disability cover. If you need cover such as treatment costs or a daily allowance, we can build a broader set-up with a standard personal accident policy.

Policies are usually issued for one year and renewed at the end of the term. We'll remind you when it's time to renew.

No. Personal accident covers work independently of each other, and you can claim from each policy separately, subject to its terms.

In standard cases, a simple application is enough. If there's anything specific to consider, we'll look at it together when you apply.

Get a quote

Get a quote for Family Personal Accident Package

Send us a few details on WhatsApp. We'll compare the options from the insurers we work with and share them with you in the same chat.

Quicker by phone

0850 303 28 66 hakan@atomsigorta.com